Through the Money by Design program, Kades-Margolis offers a Fixed-Interest Annuity Option that provides a fixed interest rate. The insurance company declares interest monthly and credits daily on an annual effective rate. The minimum guaranteed interest rate is 2%. This is a group fixed annuity. If the participant moves from the Fixed-Interest Annuity Option to another to another investment alternative within our program, there are no fees.

However, if the plan participant removes the Fixed-Interest Annuity Option as investment option, there may be a termination fee.

If you would like more information, please call Kades-Margolis at
(800) 433-1828, ext. 4. You can also email us by clicking here. We will have one of our financial advisors contact you.



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