There are two types of life insurance
One type of life insurance is term insurance. It offers affordable coverage for a set time period, typically 10 to 30 years. The other is called permanent insurance. It offers coverage for your lifetime with the potential to build cash value and options for more flexibility. Many people find that a combination of both types of life insurance helps them meet both immediate needs and long-term goals. Blending term and permanent life insurance typically covers a family’s lifetime needs.
There are several types of life insurance policies to meet your needs:
Term Life Insurance – Affordable insurance for a specific time period.
Whole Life Insurance – Permanent insurance, fixed premiums, guaranteed death benefit, and cash value growth.
Universal Life Insurance – Permanent insurance, with flexibility to change payments, premiums and death benefit options.
Variable Universal Life Insurance*
(Click on the link below to learn more.)
Index Universal Life – Permanent insurance with the ability to change premiums based on indexed investment options.
Survivorship Life Insurance – Permanent insurance for two people, which provides a benefit to beneficiaries after the second person passes away.
*This link is for educational purposes only, it is not designed or intended to promote any ades-Margolis’ services or products. There is no affiliation between Kades-Margolis and the SEC or FINRA. Use of this link does not constitute any endorsement or approval by the SEC, FINRA or any other regulatory body, it is merely for your own education. The information being provided is strictly as a courtesy. When you link to any of the web sites provided here, you are leaving this web site. We make no representation as to the completeness or accuracy of information provided at these web sites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, web sites, information and programs made available through this web site. When you access one of these web sites, you are leaving our web site and assume total responsibility and risk for your use of the web sites you are linking to.