As a Kades-Margolis Financial Professional, Richard is dedicated to helping educators, school district employees, and their families navigate important financial decisions with confidence. He enjoys building lasting relationships with clients and developing personalized financial strategies aligned with their goals, risk tolerance, and long-term objectives.

Richard provides guidance in retirement planning, investment strategies, insurance, long-term care planning, and legacy planning. He believes that a comprehensive approach to retirement and investment planning can help clients make informed decisions at various stages of life.

Serving the Erie community, Richard focuses on helping Pennsylvania educators and their families. He has extensive knowledge of the Public School Employees’ Retirement System (PSERS) and understands the unique financial considerations facing individuals within the education community. His experience allows him to provide retirement-focused guidance tailored to each client’s individual circumstances.

Before joining Kades-Margolis, Richard built a successful career in the insurance industry, holding positions with both Erie Insurance and American Fidelity. Throughout his career, his focus has remained the same, delivering exceptional service and creating meaningful value for every client relationship.

A lifelong resident of the Erie area, Richard is a proud graduate of Edinboro University and California University of Pennsylvania. He has earned several industry licenses and is a Registered Representative of GWN Securities, Inc., an independent registered broker-dealer.

Richard and his wife, Julie, live in Erie, Pennsylvania, with their son, Richard III. Outside of the office, he enjoys spending time with his family, cooking, and cheering on his favorite sports teams.