Privacy Policy

U.S. Retirement & Benefits Partners and Kades-Margolis Corporation are committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to the U.S. Retirement & Benefits Partners and Kades-Margolis Corporation website and governs data collection and usage. By using the U.S. Retirement & Benefits Partners and Kades-Margolis Corporation website, you consent to the data practices described in this statement.

Collection of your Personal Information

U.S.R.B.P and KMC collect personally identifiable information, such as your e-mail address, name, home or work address, or telephone number. U.S.R.B.P and KMC also collects anonymous demographic information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests, and favorites.

There is also information about your computer hardware and software that is automatically collected by U.S.R.B.P and KMC. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used by U.S. Retirement & Benefits Partners for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the U.S.R.B.P and KMC website.

Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through U.S.R.B.P and KMC public message boards, this information may be collected and used by others. Note: U.S.R.B.P and KMC do not read any of your private online communications.

U.S.R.B.P and KMC encourage you to review the privacy statements of websites you choose to link to from U.S.R.B.P and KMC so that you can understand how those websites collect, use, and share your information. U.S.R.B.P and KMC not responsible for the privacy statements or other content on websites outside of the U.S. Retirement & Benefits Partners and U.S. Retirement & Benefits Partners family of websites.

Use of your Personal Information

U.S.R.B.P and KMC collect and use your personal information to operate the U.S.R.B.P and KMC website and deliver the requested services. U.S.R.B.P and KMC also use your personally identifiable information to inform you of other products or services available from U.S.R.B.P and KMC and its affiliates.

U.S.R.B.P and KMC does not sell, rent, or lease their customer lists to third parties.

U.S.R.B.P and KMC does not use or disclose sensitive personal information, such as race, religion, sexual orientation, or political affiliations, without your explicit consent.

U.S.R.B.P and KMC websites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on U.S.R.B.P and KMC or the site; (b) protect and defend the rights or property of U.S.R.B.P and KMC; and, (c) act under exigent circumstances to protect the personal safety of users of U.S.R.B.P and KMC, or the public.

Use of Cookies

The U.S.R.B.P and KMC website uses “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the web server that you have returned to a specific page. For example, if you personalize U.S.R.B.P and KMC pages or register with U.S.R.B.P and KMC site or services, a cookie helps U.S.R.B.P and KMC to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same U.S.R.B.P and KMC website, the information you previously provided can be retrieved, so you can easily use the U.S.R.B.P and KMC features that you customized.

We use “Google Analytics” to collect information about use of this site. Google Analytics collects information such as how often users visit this site, what pages they visit when they do so, and what other sites they used prior to coming to this site. We use the information we get from Google Analytics only to improve this site. Google Analytics collects only the IP address assigned to you on the date you visit this site, rather than your name or other identifying information. We do not combine the information collected using Google Analytics with personally identifiable information. Although Google Analytics plants a permanent cookie on your web browser to identify you as a unique user the next time you visit this site, the cookie cannot be used by anyone but Google. Google’s ability to use and share information collected by Google Analytics about your visits to this site is restricted by the Google Analytics Terms of Use and the Google Privacy Policy. You can prevent Google Analytics from recognizing you on return visits to this site by disabling cookies on your browser.

Google Analytics employs cookies to define user sessions, which allows for the collection of data about how visitors are using the websites. Google Analytics uses only first-party cookies for data analysis. This means that the cookies are linked to a specific website domain, and Google Analytics will only use that cookie data for statistical analysis related to your browsing behavior on that specific website. According to Google, the data collected cannot be altered or retrieved by services from other domains.

If you choose, you can opt out by turning off cookies in the preferences settings in your web browser. Please be aware that our website uses cookies to provide some technical functionality like page navigation and image display. Some portions of our site may not work properly with cookies disabled. U.S.R.B.P and KMC makes no warranty of site performance with cookies disabled.

Security of your Personal Information

U.S.R.B.P and KMC secures your personal information from unauthorized access, use or disclosure. U.S.R.B.P and KMC secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other websites, it is protected by financial grade encryption.

Changes to this Statement

U.S.R.B.P and KMC occasionally update this Statement of Privacy to reflect company and customer feedback. U.S.R.B.P and KMC encourage you to periodically review this Statement to be informed of how U.S.R.B.P and KMC is protecting your information.

Contact Information

U.S.R.B.P and KMC welcome your comments regarding this Statement of Privacy. If you believe that U.S.R.B.P and KMC have not adhered to this statement, please contact KMC at [email protected].  We will use commercially reasonable efforts to determine and remedy the problem promptly.