Tim is committed to the utmost in service and performance for each of his clients. He always strives to provide the most professional and knowledgeable service with honesty and integrity.

Tim specializes in the state pension system, and uses his experience to help make your retirement decisions easier. “I walk through the entire retirement process with a client, starting with his or her decision of when to retire,” said Tim. “I will set up the exit counseling interview, complete all the necessary paperwork prior to and attend that session with my client. This value-added service gives my clients confidence that they have made well-informed decisions about their retirement.”

Tim is a Registered Representative of GWN Securities, Inc., an independent registered broker-dealer. He has been in the investment and insurance industry since 1987 and has been with Kades-Margolis Corporation since 2000. He has extensive knowledge of the state pension system. Tim works with school district employees, setting up their Section 125 Plans, Tax-Sheltered Annuities (TSAs) and retirement rollovers. He also can handle their needs for life insurance and long-term care insurance.

Tim is a graduate of St. Francis University. He and his wife, Cathy, live in Johnstown, Pennsylvania. In his leisure time, Tim enjoys spending time with his family, traveling, reading, golf, and fishing.